/* Lightweight explanatory visuals used only on selected guides. */

.article-visual {
    margin: 28px 0;
    padding: 22px;

    background: var(--input);
    border: 1px solid var(--border);
    border-radius: 12px;
}

.article-visual figcaption {
    margin-bottom: 20px;

    color: var(--text);
    font-size: 1.05rem;
    font-weight: 700;
}

.visual-kicker {
    color: var(--muted);
    font-size: 0.82rem;
    font-weight: 700;
    letter-spacing: 0.04em;
    text-transform: uppercase;
}

.article-visual-note {
    margin: 18px 0 0;

    color: var(--muted);
    font-size: 0.9rem;
}

.article-formula code {
    display: block;
    white-space: normal;
    overflow-wrap: anywhere;
    word-break: break-word;
}

.cash-flow-source {
    display: grid;
    width: min(390px, 100%);
    margin: 0 auto;
    padding: 16px 18px;
    gap: 4px;

    text-align: center;
    background: var(--background);
    border: 1px solid var(--border);
    border-radius: 10px;
}

.cash-flow-source strong {
    color: var(--accent);
    font-size: 1.7rem;
}

.cash-flow-source small {
    color: var(--muted);
}

.cash-flow-branches {
    position: relative;
    width: min(520px, calc(100% - 60px));
    height: 34px;
    margin: 0 auto;
}

.cash-flow-branches::before {
    content: "";
    position: absolute;
    top: 0;
    left: 50%;
    width: 1px;
    height: 16px;

    background: var(--border);
}

.cash-flow-branches::after {
    content: "";
    position: absolute;
    top: 15px;
    left: 0;
    right: 0;
    height: 1px;

    background: var(--border);
}

.cash-flow-paths {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 14px;
}

.cash-flow-path {
    position: relative;
    min-width: 0;
    padding: 18px;

    background: var(--background);
    border: 1px solid var(--border);
    border-radius: 10px;
}

.cash-flow-path::before {
    content: "";
    position: absolute;
    top: -19px;
    left: 50%;
    width: 1px;
    height: 18px;

    background: var(--border);
}

.cash-flow-path strong {
    display: block;
    margin: 6px 0 8px;

    color: var(--accent);
    font-size: 1.1rem;
}

.cash-flow-path p {
    margin: 0;
    color: var(--muted);
}

.reserve-ladder {
    display: grid;
    gap: 15px;
}

.reserve-ladder figcaption {
    margin-bottom: 4px;
}

.reserve-ladder-row {
    display: grid;
    grid-template-columns: minmax(112px, 0.34fr) minmax(0, 1fr);
    gap: 14px;
    align-items: center;
}

.reserve-ladder-label {
    display: flex;
    justify-content: space-between;
    gap: 10px;
}

.reserve-ladder-label span {
    color: var(--muted);
}

.reserve-ladder-label strong {
    color: var(--text);
}

.reserve-ladder-track {
    height: 12px;
    overflow: hidden;

    background: var(--background);
    border: 1px solid var(--border);
    border-radius: 999px;
}

.reserve-ladder-track span {
    display: block;
    width: var(--reserve-width);
    height: 100%;

    background: var(--accent);
    border-radius: inherit;
}

@media (max-width: 620px) {
    .article-visual {
        padding: 18px;
    }

    .article-formula code {
        font-size: 0.95rem;
        line-height: 1.5;
    }

    .cash-flow-branches {
        width: 1px;
        height: 26px;
    }

    .cash-flow-branches::before {
        height: 26px;
    }

    .cash-flow-branches::after {
        display: none;
    }

    .cash-flow-paths {
        grid-template-columns: 1fr;
        gap: 26px;
    }

    .cash-flow-path::before {
        top: -27px;
        height: 26px;
    }

    .reserve-ladder-row {
        grid-template-columns: 1fr;
        gap: 7px;
    }

    .reserve-ladder-label {
        justify-content: flex-start;
    }

    .reserve-ladder-label strong {
        margin-left: auto;
    }
}

.points-break-even-flow { display: grid; grid-template-columns: minmax(0, 1fr) 44px minmax(0, 1fr) 44px minmax(0, 1fr); gap: 0; align-items: stretch; }
.points-break-even-flow figcaption { grid-column: 1 / -1; }
.points-break-even-step { display: grid; align-content: center; min-width: 0; padding: 18px; gap: 5px; text-align: center; background: var(--background); border: 1px solid var(--border); border-radius: 10px; }
.points-break-even-step strong { color: var(--accent); font-size: 1.2rem; overflow-wrap: anywhere; }
.points-break-even-step small { color: var(--muted); }
.points-break-even-connector { position: relative; min-width: 0; }
.points-break-even-connector::before { content: ""; position: absolute; top: 50%; left: 0; right: 0; height: 1px; background: var(--border); }
.points-break-even-connector::after { content: ""; position: absolute; top: calc(50% - 4px); right: 0; width: 7px; height: 7px; border-top: 1px solid var(--border); border-right: 1px solid var(--border); transform: rotate(45deg); }
@media (max-width: 620px) {
  .points-break-even-flow { grid-template-columns: 1fr; }
  .points-break-even-flow figcaption { grid-column: auto; }
  .points-break-even-connector { width: 1px; height: 26px; margin: 0 auto; }
  .points-break-even-connector::before { top: 0; bottom: 0; left: 0; right: auto; width: 1px; height: auto; }
  .points-break-even-connector::after { top: auto; bottom: 0; right: auto; left: -3px; transform: rotate(135deg); }
}

.dti-composition-bar {
    display: flex;
    width: 100%;
    min-height: 34px;
    overflow: hidden;

    background: var(--background);
    border: 1px solid var(--border);
    border-radius: 9px;
}

.dti-composition-segment {
    width: var(--dti-width);
    min-width: 0;
}

.dti-composition-housing {
    background: var(--accent);
}

.dti-composition-other {
    background:
        repeating-linear-gradient(
            135deg,
            rgba(255, 180, 84, 0.55) 0,
            rgba(255, 180, 84, 0.55) 7px,
            rgba(255, 180, 84, 0.28) 7px,
            rgba(255, 180, 84, 0.28) 14px
        );
}

.dti-composition-unassigned {
    background: var(--background);
}

.dti-composition-legend {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 12px;
    margin-top: 16px;
}

.dti-composition-legend > div {
    display: grid;
    grid-template-columns: auto minmax(0, 1fr);
    gap: 3px 9px;
    align-items: center;
    min-width: 0;
}

.dti-composition-legend strong {
    overflow-wrap: anywhere;
}

.dti-composition-legend small {
    grid-column: 2;
    color: var(--muted);
}

.dti-legend-mark {
    grid-row: 1 / span 2;
    width: 14px;
    height: 14px;

    border: 1px solid var(--border);
    border-radius: 3px;
}

.dti-legend-housing {
    background: var(--accent);
}

.dti-legend-other {
    background:
        repeating-linear-gradient(
            135deg,
            rgba(255, 180, 84, 0.55) 0,
            rgba(255, 180, 84, 0.55) 4px,
            rgba(255, 180, 84, 0.28) 4px,
            rgba(255, 180, 84, 0.28) 8px
        );
}

.dti-legend-unassigned {
    background: var(--background);
}

@media (max-width: 620px) {
    .dti-composition-legend {
        grid-template-columns: 1fr;
    }
}

.ltv-value-bar {
    display: grid;
    grid-template-columns: 4fr 1fr;
    width: 100%;
    min-height: 36px;
    overflow: hidden;

    background: var(--background);
    border: 1px solid var(--border);
    border-radius: 9px;
}

.ltv-value-financed {
    background: var(--accent);
}

.ltv-value-equity {
    background:
        repeating-linear-gradient(
            135deg,
            rgba(255, 180, 84, 0.24) 0,
            rgba(255, 180, 84, 0.24) 7px,
            rgba(255, 180, 84, 0.08) 7px,
            rgba(255, 180, 84, 0.08) 14px
        );
}

.ltv-value-legend {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 12px;
    margin-top: 16px;
}

.ltv-value-legend > div {
    display: grid;
    grid-template-columns: auto minmax(0, 1fr);
    gap: 3px 9px;
    align-items: center;
    min-width: 0;
}

.ltv-value-legend strong {
    overflow-wrap: anywhere;
}

.ltv-value-legend small {
    grid-column: 2;
    color: var(--muted);
}

.ltv-value-mark {
    grid-row: 1 / span 2;
    width: 14px;
    height: 14px;

    border: 1px solid var(--border);
    border-radius: 3px;
}

.ltv-value-mark-financed {
    background: var(--accent);
}

.ltv-value-mark-equity {
    background:
        repeating-linear-gradient(
            135deg,
            rgba(255, 180, 84, 0.24) 0,
            rgba(255, 180, 84, 0.24) 4px,
            rgba(255, 180, 84, 0.08) 4px,
            rgba(255, 180, 84, 0.08) 8px
        );
}

@media (max-width: 620px) {
    .ltv-value-legend {
        grid-template-columns: 1fr;
    }
}